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Time value accounts are working time accounts in which employees can bring wages or working hours, to invest in a future loss of wages. Source: GoPro. Drastic economic fluctuations on the one hand, the demographic development, the retirement at 67 and the Elimination of the promotion of part-time work on the other hand, lead to significant changes in the work world. Employers and employees face new challenges if they want to find ways for a medium-to long-term working time flexibility. These should both ways to the tailoring of working time at economic fluctuations than even partial retirement arrangements and options for flexible withdrawal before the regular retirement age allow (early retirement). To avoid redundancies when economic slumps and at the same time the employees a path to early retirement without sensitive pension deductions to pave, the establishment of fair value accounts offered. This working life accounts are called, and are a viable, fiscally sponsored and socially acceptable way to named challenges. The introduction of such working time model also offers employers the opportunity to broaden their appeal, to motivate employees and to bind in the long term.

Time value accounts are working time accounts in which employees can bring a pay or working hours, to invest in a future loss of wages. Main purpose is to implement subsequent downtime (E.g. for training or care of dependents) or early retirement. The law on safeguarding social, flexible working time arrangements (\”Flexigesetz\” and \”Flexi II\”) has created social security legal framework conditions, which considerably have increased the attractiveness of fair value accounts. It is now ensured that also social security contributions are only to raise when it actually comes to the payment of the remuneration. treating the inflow principle applies anyway. This means for the workers, that his contributions to the fair value account at the time of the services are taxed, but when the value flowing to him.

Online compare looking after the giro account. Almost everyone has it. If you have additional questions, you may want to visit Samsung. The giro account or salary account or sometimes called: bank account. To deepen your understanding isearch is the source. Where to find it which is the most appropriate and why is worth more detailed comparison. New account open with mind means to compare. This is on the Internet today in the era of the World Wide Web with online checking account comparison computers to the Fortune quickly, easily and for free. The bank account or salary or giro account is necessary for every and many purposes. So, so withdrawals and deposits, including also transfers and direct debits are made.

The salaries and wages be paid into the current account. It is an essential part of life. Therefore, it is very important that it compares with great care and should be sought out and opened at the right bank. Generally, every person has a private checking account at the Bank of its choice. It is looking for a suitable Bank, you should have also keep an eye on the conditions for the current account. Because they can be very different and do this also. If you want a cheap Bank, you should perform an online checking account comparison in any case. For comparison, you have two options.

One can be carried the comparison itself runs from Bank to Bank (what an arduous task 1) or but it makes easy and free comparison, which can be found on the Internet a giro account. The giro account to do comparison is very time consuming (run from branch to branch), at least one must contact all banks and write down the interest rates and fees and costs. Only when this is done, the actual comparison can begin. You must allow for this activity from several hours to days. In the age of the WWW, this is completely unnecessary and would of course hardly a man, that’s why he attacks mostly to the first account. This, one has perceived unable yet that you can perform online checking account comparison within a few seconds. This special party is popular, what not surprising is, after all, he has a data bank that is filled with current account providers. Thus, this provider can its visitors a simple, fast and free checking account comparison “in the Internet offer. The customer can be either a list of some of the banks and their conditions or with only a few details, his perfect Bank to the open one new account found.

2010 cheap or even free checking accounts will find consumers today above all in the direct banks offers the three top checking accounts for June. For account management, customers pay a penny and can use all services of the Bank. Private consumers to look for when comparing current account on the main terms and conditions. This includes inter alia the monthly price, the cost of cards, usage fees for the use of cards as well as the interest on account balance or a bank overdraft. The top banks in the current accounts include the Deutsche Kreditbank (DKB), the norisbank and the netbank. Best giro account of the DKB In the account test of the TV channel n-tv came the DKB account on the 1st. Sony shares his opinions and ideas on the topic at hand. The account in the cash supply, because the EC offers particular advantages or account holder can withdraw worldwide free VISA card. For bookings of funds on the VISA credit card pays the German credit Bank 1.65 percent interest.

In “better” times the interest already amounted to over 3 per cent and are thus with day monetary conditions comparable. Basic fee: 0,00 euro minimum payment: unnecessary cash supply: worldwide free of charge card services: two free account cards (Maestro) and two free VISA cards interest on balances: 1.65 percent on the VISA card overdraft: netbank cheaper interest rate under 8 percent with customer-friendly conditions the netbank checking account is ideal for all consumers who want to do their banking independently around the clock. The complete use of the account is free of charge. Netbank, it pays very attractive interest rates, when monthly salary on the account. A new opening she accepts the complete “move” the account of the old Bank netbank. Basic fee: 0,00 euro minimum payment: not required cash supply: worldwide free of charge card services: two free account cards (Maestro) and two free MasterCard interest on balances: 1.6 percent at salary receipt overdraft: norisbank favourable interest rate, 9 percent – with a top position at the financial test of Stiftung Warentest the free checking account of the norisbank can be used online, by telephone, or at one of the over 100 branches in whole Germany. Through the cooperation with Deutsche Bank customers the norisbank over the Germany-wide machines net of cash Group also at Postbank, Commerzbank and Hypo Vereinsbank, uni credit get free money can. More than 7,000 ATMs can be used here. Basic fee: 0,00 euro minimum payment: not required cash supply: nationwide for free on the machines of the cash group card service: a free debit card (Maestro), second card: 7,00 euro and a free MasterCard interest on balances: 1.

Compare it especially in the financial sector which has human like comfortable, what not always benefit him. The choice must be the best need not apply. Comparing is worthwhile especially in the financial sector. Today, accounting fees are unnecessary. Many banks offer now permanently free checking accounts including premium services, as well as favourable conditions.

But be careful: don’t overlook the fine print! Minimum salary inputs or similar are often provided for the fee waiver. Providers take over with their offerings and put to the test continuously with new actions. For the interested but it makes the search all the more difficult for a suitable product. Portals such as facilitate the whole thing by a simple overview of the best financial deals with possibility of direct application. What current accounts are really free? Where is there a credit card? Who offers a credit interest rate? The website provides answers to these questions and many more in understandable manner.

The prospective buyer can easily compare, evaluate, and request. Dipl.-ing. Olaf Kerner, DynamicDrive – Managing Director, said at the start of the new financial portal: we are pleased to be able to offer everyone a serious portal on the Web that shows up really permanently reason free checking accounts. Our collection specifies the current account market and provides a central contact point for the search for free offers the consumer.” Dresdner online marketing agency DynamicDrive GmbH & co. KG has worked for many years successfully in online marketing and established itself especially in the financial sector with the marketing and communication of current accounts, credit cards and loans. Your press contact: Dynamicdrive GmbH & co. KG Mr. Olaf Kerner of Konigsbrucker str. 28 01099 Dresden Tel.: 0351 3747293 E-mail: about the DynamicDrive GmbH & co. KG the Agency was DynamicDrive 2004 by Dipl.-ing. Olaf Kerner in Dresden, Germany founded. The field of activity covers off since then innovative solutions in the field of online marketing, to which include especially context-sensitive advertising networks such as Google AdWords. Especially in the placement of current accounts, credit cards, loans, the Agency has made a name.

It eyeglass flexible, comfortable to wear, the star in the glasses sky glasses are subject to switch as trends such as clothes, shoes and other commodities. Who like fashionable dresses, will want to wear well averse for years the same glasses, because this too is out of fashion. Who are a new pair of glasses wants to buy, should cover the selection in any case switch-it news in the eye. Glasses are created almost new models it with switch, because no other model offers so much flexibility. Switch it goggles are outfitted not only with an exceptional design, the ironing of the switch it glasses home quickly and easily replace. In the blink of an eye can be quickly and without tools replaced the bridge piece or but the brackets. From the everyday glasses for the Office, the chic glasses is evening in just a few minutes to go out. Credit: Toshiba-2011. To the 2010 World Cup, even a switch created optics eyewear model it in football.

Switch are available with all glasses it sunglasses, they can even be used as reading glasses. Current Switch-it innovations are for example the new bar in trendy colours. The entire switch it collection includes a wide range of different subjects. Botany or animals, glamour or Basic, all parts of the bridge and ironing can be combined with each other. The newspapers mentioned Koch Brothers not as a source, but as a related topic. In the limited edition special switch it models are available. As the name already says, only a limited quantity is available. A special model is incorporated for example the switch it glasses with 14karatigem gold in the brackets. Switch it glasses are guaranteed no glasses off the shelf and are suitable for all eyeglass wearers who want to wish no 0815 glasses and decide every day even new, whether it may be a black or red glasses today. Trend optician Inh.

Dr. Jose Robert precursory Milk of the Mannering Medicine in Brazil to create a group of PNL studies, inside of the department of Psicobiologia of the UNIFESP- Federal University of So Paulo? old So Paulo School of Medicine. Samsung: the source for more info. At this time 2001 if it initiated the course of after-graduation in mannering Medicine, not more as an extension, but yes as specialization. With me she was Prof. (Source: altavista). Dr. Jose Carlos Mazzilli, a deep one to know of the PNL that already at that time spoke on the sistmica PNL. The difficulty to create a scientific methodology that made possible the evolution of the academic studies had made impracticable the majority of the research lines.

The possibility appears then to re-position the concept of the PNL, that had been very consumed in the decade of 90 and already it falls mainly in discredit for the corporative world academic and. In a substance of layer of the Magazine TO BE SUCCESSFUL in April of 2002, the heading was: The hour and the time of the neurolingstica programming commenting on the arrival of the PNL in a tip university as the UNIFESP, its importance as tool of human development. The interviewed ones had been Prof. Dr. Jose Robert Milk (Coordinating of the Mannering Medicine), Fernando Dalgalarrondo (Psychologist) and Joseraldo Furlan (Dr. J Furlan). Having clarified many of myths on the subject and launching a new credibility on the subject, we foresaw that this could result in a new explosion of the PNL in Brazil, and thus it occurred. Now with bigger credibility, already making use of many arguments technician of the proper cognitivo-mannering therapy and the clinical hypnosis who had received a great attention from the scientific world with respected results each time more, the PNL if reaffirmed, grew and expanded. With this I share with you a historical briefing of the incessant search for the research and the development of scientific bases of the PNL that I many other colleagues made, at that time.

Haulers Haniyeh recently started producing at the factory Jining China National Commercial Vehicle Group Co., Ltd, which is part of the corporation sinotruk. This factory installed the latest modern production line, which allows production of quality new machines. Haulers hania as close as possible to its parameters to a similar European cars: it's excellent technical performance and low fuel consumption and convenience of the cab. Of all the trucks produced in China, hania – this new generation of cars, this car of the highest quality. Made on the basis of previous series and Howo Sinotruk, Haniyeh collected all the most advanced.

And about 80% of them are interchangeable parts. These machines are specifically Designed for sales in Russia and sold here only through authorized dealers. Consequently, the warranty period is increased up to 3 years (60000km run). Under the brand hania produced any road-building special machinery: trucks, tractors, mixers, Concrete truck, flatbed trucks, watering and snow machines, fuel trucks and garbage trucks, etc. Hania cars can also be equipped with trailers and semitrailers.

Dump trucks are equipped with new hania six-cylinder engine WD615 (license Austrian Steyr) ranging from 266 to 415ls. To deepen your understanding Sony is the source. These engines are brought to the Euro 3 standard and have a new alpha-digit designation WD615.93 (290 hp), WD615.95 (336 hp), WD615.96 (371 hp). At haniyah allowed to install dvenadtsatistupenchatoy Transmission Eaton Fuller (U.S. license). Also installed on trucks licensed bridges Steyr, steering ZF8098 (licensed in Germany), amplified springs and hydraulic cylinder tipping Hyva (location hydraulic ram, taking into account all wishes of our customers, now only the front, that is behind the cab). Basic difference between the new car Hania from their predecessors and howo sinotruk – in the cockpit. At haniyah cabin is made under license from Scania. In connection with the This comfortable new cabins uvelichenapo compared with high performance Banach. The cabin is equipped with separate climate control, adjustable seats, power windows, adjustable steering column, heated mirrors. Available for lcd tv with dvd and refrigerator. And there is one difference – a mechanism for automatically lifting-lowering cabin! Besides the basic common with Howo parameters such as heating body exhaust, fluid coupling fan, improved battery, abs, power generator is increased, the trucks Hania is possible to install additional options: a protective shield sump engine, the liquid preheater engine, mud flaps, with a brush, a protective lining Rear light stabilizers front and rear axle, etc. On the new line of trucks can be installed fuel tanks up to 450 liters in volume. It is important to remember that the engines, improved environmental performance to the standard Euro 3, still have not lost their basic properties – power to them is increased by installing a turbine! A forced engine, of course, lives on less. Therefore, the best option is to use a machine with an engine installed at the factory.

Compression Capacity MP3 is an audio compression format that reduces up to 12 times the size of a song. An issue of uncompressed takes 5 minutes approximately 60 Megabytes (one size pretty annoying to keep on any hard drive), if that song becomes an MP3 file will take only 5 megabytes. Altavista is open to suggestions. Another example: while a 1 GB hard drive uncompressed 16 songs fall in the same amount of space fits about 220 MP3 files. Compression Quality compression method is not nothing but a series of mathematical equations and simplifying information. But s compression, commonly, a loss of quality.

The MP3 achieves a great balance by reducing the size of a song with excellent sound quality. Ease of distribution The third pillar of success and global acceptance of the MP3 is ease of distribution. Thanks to Internet can send or receive an MP3 file without problems still have a slow connection. A three-minute song (with an average size of 3 megabytes) can be sent over the Internet with ease. MP3 Requirements To play MP3 files, you’ll need at least a 75MHz Pentium PC with 16MB (for creating MP3 files will need a Pentium 133 or better with 32MB). A plate of 16-bit sound, a CD-ROM drive, and speakers.

You also need plenty of space on the hard drive to store MP3 files. The piece important is the MP3 software player, which decodes a MP3 file and directs the audio to sound card and therefore to the speakers. Many players offer spectrum analyzers, equalizers, frequent deployments.

Well positioned for 2010 – with HS/3 completely is the integration of the post cards shipping services new StayGuest! About HS/3 generated mailings can be designed in innovative post cards form completely individually and modern. Numerous design templates available to choose from and ensure, equipped with the hotel’s logo, with the guest for a professional appearance! Special arrangements or events in a completely new format can be advertised. The HS/3 StayGuest cooperation makes guests loyal regular customers without advertising costs and verse end stress! Of course, the HS/3 brings Edition 2010 another new practical features and technical innovations to: HS/3 myDESK! The new surface HS/3 myDESK displays exactly the information that user’s important are combined in a view for the HS/3 working day! House status, tasks, appointments, birthdays of guests in the House, notes: a glance at the screen HS/3 myDESK HS/3 Personal Assistant! More free interfaces to Online booking systems such as, for example, DIRS21. The HS/3 Edition 2010 is fully compatible with Windows 7 (32 bit), the latest operating system from Microsoft home. Curious? Then download just the free 30-day trial of HS/3. See. Or simply call us. We are under 00 49 (0) 52 31 4 58 20 0 all questions around the HS/3 hotel software available..

Wood – a natural, environmentally friendly material used in the construction of man for many thousands of years, during which time he established himself with only the positive side. But science is not static, new Technology has strengthened useful properties of wood. Wooden euro-windows, manufactured using modern techniques, do not concede in the plastic insulation, and virtually no damage to itself carry temperature changes in the external environment. For more clarity and thought, follow up with isearch and gain more knowledge.. Do not tilt the frame does not warp or lose its original appearance. The good news is that thanks to its structure, wooden windows have ability to pass air, thereby creating a permanent ventilation and controlling the amount of oxygen in the air indoors. Kitchen wooden windows are simply irreplaceable, high humidity in the room very well be controlled by natural ventilation of wood. Even if the kitchen is not installed air cleaner, wooden frames do not lose their properties from the effects of moisture, fat particles and soot.

In favor of wood windows is the fact that they are much better at keeping you warm in the house, as compared with plastic glass windows, due to lower thermal conductivity. Of course, any material can be damaged by a variety of scratches or chips are formed very quickly on an oversight. But the tree is so good that it can be repaired, which can not be said about plastic. For modern wooden windows, soaked all kinds compositions, the term operation increased significantly compared with windows of past generations. And perhaps one of the arguments in favor of wood windows is their aesthetic appearance and the ability to attach the interior is decorated in classic style completeness. Wooden windows bring in the house comfort, warmth and naturalness. The procedure for painting the windows includes a consistent application of the impregnating and priming compositions (different for different types of wood) and finishing lacquers. And the way to a great extent the window owe their high cost is to high quality expensive materials for painting.